Job Description:

• Handle Commercial Banking accounts to prevent new NPL and monitor until qualified for upgrade to normal to transfer back to Commercial Banking.
• To optimizes risks and minimizes expected loss, as well as operational costs through various types of products/ services of the Bank in accordance to the Bank‘s Code of Conducts and BOT’s Operational Standards.
• To manage the credit approval process and ensures quality (data quality included) and timely review of the existing transactions. Provides leadership in customer advice and negotiations
• Focused customers will be small size in term of both loan outstanding and annual turnover. Therefore, complicated on works will be less than those Executive Relationship Manager
• Co-ordinate and summarize with Commercial for the account transferring as well as co-operate with NPL team for case transfer in compliance with Bank's policy and BoT regulation.
• Negotiate/facilitate for visit to gather information related to the debtors.
• Analyze and initiate alternative solutions and their corresponding recovery, impact and NI.
• Prepares quality credit package on financial and risk analysis based on relevant information
• Closely follows the market and industry to capture early warning signals of a client

Qualifications:

• Bachelor’s degree or higher in Business Administration, Finance, Accounting, Economics or relevant fields
• 3-5 years of working experience in Debt restructuring or Relationship Management in Banking industry
• Exhibits a high level of self-motivation, integrity and drive to learn.
• Ability to communicate effectively
• Good inter-personal skills and a strong team player
• Customer-centric with high degree of service mindset
• Strong financial and analytical skills (including financial modeling and cash flow projections).
• Proficient in Excel, PowerPoint and Word applications.
• Good English Communication