Develop and implement strategic plans for credit card programs, aligning with organizational goals and market trends.
Manage the end-to-end lifecycle of credit card products, from conceptualization to launch, ensuring competitiveness and profitability.
Conduct comprehensive risk assessments related to credit card portfolios, implement risk mitigation strategies, and ensure adherence to risk management policies.
Develop and refine underwriting guidelines for credit card applications, balancing risk and profitability while maintaining compliance with regulatory standards.
Collaborate with the marketing team to create effective credit card marketing campaigns, promotions, and customer acquisition strategies.
Regularly analyze credit card portfolios, monitor key performance indicators, and implement strategies for portfolio optimization.
Focus on enhancing the overall customer experience by identifying and implementing improvements in credit card processes and services.
Stay abreast of regulatory changes affecting credit card operations and ensure compliance with industry regulations and standards.
Lead and manage a team of professionals involved in credit card operations, underwriting, and customer support.
Generate and analyze performance reports, providing insights and recommendations for continuous improvement and achieving business objectives.
Requirements:
Bachelor's degree or higher in Marketing, Business Administration, Finance, or a related field.
Extensive experience in credit card management, including product development, risk management, and portfolio optimization.
Strong understanding of financial regulations and compliance requirements related to credit card operations.
Proven leadership and team management skills.
Analytical mindset with the ability to interpret data and make strategic decisions.
Effective communication skills for collaboration with cross-functional teams.
Familiarity with industry trends and emerging technologies in credit card services.
Skills
Marketing
Business administration
Credit Cards
Functions
Marketing
Job Overview
Job Type:
Full-Time
Company
Aeon
27 active jobs
Industry:
Banking & Finance
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