Responsibilities:
1. Product Strategy and Vision:
- Define and communicate a clear product vision, strategy, and roadmap for our loan product portfolio.
- Align the product roadmap with business objectives and market demands.
2. Requirements Gathering and Documentation:
- Gather, analyze, and document detailed requirements for loan products, considering both technical and business aspects.
- Ensure requirements are well-defined, prioritized, and aligned with strategic goals.
3. Technical Understanding:
- Possess a strong technical background to comprehend and communicate effectively with development teams.
- Make informed technical decisions and guide the development process.
4. Business Knowledge:
- Demonstrate expertise in financial services, particularly loan products, and stay updated on industry trends and compliance regulations.
- Understand customer needs, market dynamics, and competitive landscape.
5. Product Development and Delivery:
- Oversee the entire product development lifecycle, from ideation to release.
- Prioritize and manage product backlogs, ensuring efficient and timely delivery.
6. User-Centric Focus:
- Champion a user-centric approach to product development by conducting user research, usability testing, and feedback analysis.
- Ensure that product features and improvements are aligned with user expectations.
7. Quality Assurance and Testing:
- Collaborate with quality assurance teams to define acceptance criteria and conduct thorough testing of product features.
8. Performance Analysis:
- Monitor the performance of loan products, gathering and analyzing data to make data-driven decisions for product improvements.
9. Compliance and Risk Management:
- Ensure loan products meet regulatory requirements and manage potential risks effectively.
10. Ownership of the Product:
- Take full ownership of the loan product portfolio, including product success, performance, and continuous improvement.
- Drive the product to meet strategic objectives, taking full accountability for its success.
Qualifications:
- Bachelor's degree in a relevant field (business, finance, engineering, or a related discipline).
- Proven experience as a Product Owner or similar role, with a strong background in loan products.
- Solid technical understanding and experience working with development teams.
- Business acumen and a deep understanding of financial services, loan products, and associated compliance.
- Strong analytical, problem-solving, and project management skills.
- Excellent communication and collaboration abilities to bridge technical and business teams.
- Agile and Scrum methodology experience is a plus.
- Relevant certifications in product management or finance are desirable.
