Credit Analyst

What you will be doing:

• Evaluating credit applications using FS proprietary platform which supplements traditional financial data with third party data
• Analyze macro-economic, industry and market data impact on assigned product portfolio
• Recommend, develop, and implement credit rating models and management processes for SME borrowers and ensure a robust rating and pricing framework
• Balance Credit Risk and Business Risk to make educated and well-informed decisions
• Perform data management and maintenance required to support the needs, integrity and performance of SME credit portfolio management and related risk framework and methodologies, including forward-looking view of the portfolio
• Take special projects from time to time to help in achieving the company's strategic goals
• Participate actively in team meetings and contribute to improvement of credit processes

What we are looking for:

• Proven experience as Credit Analyst / underwriting more than 2 years, with overall experience of at least 2 years
• SME lending underwriting experience of at least 1 years preferred
• Ability to lead others in the team to complete tasks assigned
• Ability to work with across functions within the company to execute plans/projects
• Consistency, maturity and having sound judgement/decision making across work matters
• Able to use professional concepts and company objectives to resolve complex issues in creative and effective ways
• Able to work on complex issues where analysis of situations or data requires an in-depth evaluation of variable factors
• Able to exercise judgment in selecting methods, techniques and evaluation criteria for obtaining results
• Good collaboration with all counterparties
• Self-motivated and open minded to learn new aspects of work