Job Scope:

• Research and analyze market, competitors and understand customer needs to serve the business and product development including product features, process and pricing.

• Study and analyze the impacts of changes in the banking industry and regulatory requirements on the products to ensure that the products meet the criteria and conditions set by relevant regulatory bodies, such as central banks (BOT, SBV, etc.), and the bank’s internal policies.

• Lead an end-to-end product development, management and delivery product into the market including product design, touchpoints for sale, customer onboarding and servicing process, risk management and underwriting, in accordance with the set goals and business plan.

• Evaluate and analyze product performance, profit and loss, and policy in various perspectives and propose initiatives to improve product and process to keep up with set goals and business plan.

• Generate insightful reports on loan performance metrics, aiming to enhance credit product quality and risk management. Innovate reporting methods and systematize credit monitoring for optimal efficiency.

Qualifications:

• Bachelor’s or Master’s degree in Finance, Economics, Business Administration, Engineering or related field.

• Experience in banking industry or financial service, with a focus on consumer lending.

• Proven track record in Credit Portfolio Management/Credit Monitoring Management

• Self-motivated and willingness to work across different cultures and dynamics working environment.

• Possess strong written and verbal English communication skills.

• Good project management skills