Senior Specialist - AL Credit Policy and Portfolio Management

Job description:

• Managing the credit risk associated with AL Portfolio. Each portfolio separately through the effective use of credit policy (including acquisition and portfolio management policy), process, systems, tools and management information.
• Participate to develop and implement credit policy and related credit criteria/guideline for AL products to optimize risk and return and ensure risk cost and NPL are better than or within plan.
• Prepare analysis and assist to develop and propose testing program on credit policies including take full accountability for implementation of those policies and monitoring testing result.
• Assist to review existing credit policies and developing new practical policy to balance risk and rewards on annual basis or when there are changes in operating environment and/or from regulatory landscape.
• Prepare template and data and conduct responsible Loan portfolio loss forecast and monitoring.
• Assist to establish AL Risk Appetite align with Bank wide framework to ensure portfolio are within acceptable risk level.
• Prepare analysis for monitoring that early warning strategy is effective.
• Ad hoc analytical assignments.

Qualifications:

• Master's degree in related fields for example, Economics, MBA, Statistics, Accounting, Finance (Bachelor Degree as a minimum)
• Good team player with a decent attitude toward hard working and working under pressure
• At least 5-year experiences in banking industry especially on retail credit risk (recommended)
• Problem Solving & Decision-Making Skill
• Analytical Skill (Analytical mind with innovative thinking)
• Ability to communicate complex ideas effectively in English – both verbally and in writing
• Computer and tools Skill (such as SAS, Power BI, Microsoft Office, Tableau, etc.)