Responsibilities

• To initiate credit products/ product strategy to support customer value proposition to enhance profitability from credit products including formula lending program and special credit product offerings to serve SME clients.
• The role includes understanding of end to end process from customer’s need assessment, product concept design, pricing strategy to meet P&L target, coordinate with risk team to ensure healthy product portfolio and launching timeline.
• To initiate new program to exclusively service existing customers to up-sell in order to become customer’s main bank.
• To improve credit product services with process team to be more efficient in serving customer’s need and reducing bank wide cost.
• To coordinate with other related functions to ensure adherence to compliance, audit, legal and other regulations.

Qualifications:

• Bachelor or Master Degree in Finance, Business Administration, Economic, Engineering or other related field.
• At least 3 years in banking industry, preferably prior experience with SME Banking/ SME customers or credit structured products.
• Good understanding of banking products, process and regulations.