KYC and Credit Operations Specialist

Key Responsibilities:

• Primary responsibilities KYC role in performing client due diligence (CDD) checks on prospective customers at onboarding, existing customers at periodic review and trigger events
• Assessing the creditworthiness of individuals or businesses applying for loans or credit
• Monitor and analyze customer credit limits and payment patterns.
• Evaluate the risk associated with lending and make recommendations to approve or deny credit applications.
• Responsible to manage own book of onboarding work and complete by targeted timeline
• Reach out to customers to obtain KYC information and documents, address any queries or clarifications raised by customers through the period
• Review the information and documents provided by customers, ensure that all information and documents collected are good to satisfy regulatory requirements
• Execute customer instruction pertaining to their loan account matters. Perform account management tasks such as account static maintenance and account closure.
• Support Bnext administration functions.
• Assist in other Operation related BAUs such as payments and treasury settlement when needed.
• Assist the team in completing ad-hoc projects and performing UAT as and when required.
• Provide support to management for urgent requests.
• Preparation of data to track completion progress and MI/regulatory reporting.

Requirements:

• University degree
• 5+ years’ experience in a bank customer service environment, conducting CDD/KYC on customers, with client-facing exposure
• Experience in loan product operations
• Fluency in English and Thai languages to speak with internal/external stakeholders
• Self-starter to take up ad-hoc tasks and projects, demonstrate management and leadership aptitude Proven ability to prioritize competing demands