Senior Risk Product Analyst – Digital Identity/eKYC/Payment Authentication

How you will make an impact

Senior Risk Product Analyst

This role is ideal for someone who has a strong risk background in banking/fintech, understands the dynamics of risk/compliance teams inside financial institutions, and can translate these insights into actionable product requirements.

What you will do

• Analyze fraud trends, attack vectors, and system risks within Digital Identity, eKYC, and Payment Authentication domains, subsequently providing structured requirements for product enhancements.

• Collaborate with Product Managers, Data Scientists, and Engineers to integrate fraud and risk insights into product roadmaps and model training datasets.

• Partner with client risk teams to acquire intelligence regarding fraud schemes, regulatory requirements, and operational workflows, thereby ensuring solutions are optimally tailored for financial institutions.

• Demonstrate a deep commitment to understanding customer needs to deliver relevant products, continuously studying product intricacies to refine offerings and ensure customer satisfaction.

• Proactively engage throughout the end-to-end product lifecycle, encompassing research, development, testing, deployment, and continuous improvement.

• Continuously monitor product performance and AI model accuracy, identifying discrepancies and proposing strategic mitigation measures.

• Lead comprehensive risk assessments for new features prior to launch to ensure adherence to compliance, security, and resilience standards.

• Work in close conjunction with Customer Success and Presales teams to facilitate solution design, deployment, and client education.

• Provide expert guidance to clients by advising on prevailing fraud patterns, use cases, and effective risk mitigation strategies.

• Cultivate robust relationships with risk leaders within the banking and fintech ecosystems to gather early indicators of regulatory shifts and evolving fraud patterns.

• Drive product roadmap development and feature prioritization based on risk assessment, market needs, and strategic objectives.

Minimum

• 5+ years overall work experience in operational risk, fraud management within banking/fintech.

• Proven ability to analyze large datasets, identify risk patterns, and derive actionable insights.

• Experience in managing or monitoring system risks in banking or fintech platforms.

• Strong understanding of the internal dynamics of financial institutions (risk, compliance, operations).

• Excellent communication and stakeholder management skills for B2B client interaction.

• Fluent English, with a strong communication skill.

Preferred

• Background in customer onboarding, KYC, AML, or payment transaction risk management.

• Familiarity with risk-related data analysis tools.

• Experience supporting B2B financial technology products.

• Fluent in English.

• Competitive compensation package, including 13th-month salary and performance bonuses

• Comprehensive health care coverage for you and your dependents

• Generous leave policies, including annual leave, sick leave, and flexible work hours

• Fun and engaging team building activities, sponsored sports clubs, and happy hour every Thursday

• Grab for work allowance and fully equipped workstations

• Onsite lunch with multiple options, including vegetarian

• Unlimited free coffee, tea, snacks, and fruit to keep you energized An opportunity to make a social impact by helping to democratize credit access in emerging markets