Job Description:

• Develop, refine and update credit policy guide to be in line with the Bank’s business policy, and complied with BOT’s regulations and other regulated entities and in conformity with best practices.
• Perform the independent asset quality monitoring role for retail portfolio in order to clearly identify and understand the respective portfolio’s risk drivers across relevant credit cycle.
• Provide risk analysis and reports of the risk profile to senior management on a periodic basis for appropriate action to be taken, if deemed necessary.
• Perform impact analysis arising from changes to regulatory guidelines as and when these are introduced. Such analysis is intended to facilitate a high level understanding of the resultant impact to the quality of affected assets within retail portfolio.
• Set, monitor and maintain/ revise of the Acquisition Quality Trigger (AQT) for retail portfolios.
• Review credit issues by providing comments and recommendation to credit underwriting criteria for new retail products and the revised credit underwriting criteria in existing retail product programs.
• Work with retail BUs to ensure that the respective loan origination system and the loan underwriting decision engine are effectively used and continuously optimized.
• Provide assumptions and perform the top-down Stress Test exercise and supply commentaries on the stress test results for retail portfolio.
• Provide comments and suggesting to Modeling Team for retail scorecard development.
• Provide recommendation and feedback in the collection strategy, productivity, and capacity plan areas.

Requirements added

• Commute to this job's location
• No need for visa sponsorship
• Working in an onsite setting
• Authorized to work in Thailand