[DĨ AN - BÌNH DƯƠNG] - NHÂN VIÊN THẨM ĐỊNH TÍN DỤNG KHDN - CORPORATE LOAN OFFICER

• Evaluate credit worthiness by processing loan applications and documentation 

• Interview applicants to determine financial eligibility and feasibility of granting loans

• Determine all applicable ratios and metrics and set up debt payment plans

• Communicate with clients via phone/ direct meet / site visit the mortgage or customer's addresses either to request or to provide or to verify information and assess the customer credit worthiness and background.

• Complete loan contracts and counsel clients on policies and restrictions

• Update job knowledge on types of loans and other financial services

• Assess customer needs, explore all options and introduce different types of loans to develop referral networks, suggest alternate channels and cross-sell products and services 

• Build trust relationships, customer loyalty and satisfaction throughout the underwriting process

• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Yêu cầu công việc

• Bachelor’s degree  in business, finance, or a related field

• Good interpersonal and communication skills in English

• Good math and computer skills

• Proven working experience as a Loan Officer

• Solid understanding of  lending products and practices

• Comprehensive understanding of lending regulations

• Excellent communication, customer-service, and time-management skills

• Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork

• High self-motivated and committed

• Ability to pass a background check